Health Insurance
Health Insurance Plans From Star Health
Family Health Optima
- Single policy, wider coverage for whole family at an affordable premium.
- Get extra sum insured (auto recharge) at no extra cost,
- Health Checkup benefit for every claim free year
- 3 times Automatic restoration of Sum insured by 100% each time upon complete exhaustion
- Cover for Assisted Reproductive Treatment
- New-born baby cover from 16th day.
- Donor expenses for organ transplantation.
- Domiciliary Hospitalization Expenses for treatment exceeding 3 days.
- Cover for all day care procedures
- A grace period of 120 days from the date of expiry of the policy is available for renewal.
MEDI-CLASSIC INSURANCE POLICY (INDIVIDUAL)
- No claim bonus of 5% for every claim free year up to 25%.
- Health Checkup costs up to Rs.5,000/- for every block of 4 claim free years.
- Automatic restoration of entire Sum insured by 200%.
- Optional Covers : Hospital cash and patient care cover.
- 101 day-care procedures covered.
SENIOR CITIZENS RED CARPET HEALTH INSURANCE POLICY
- For Senior citizens aged between 60 to 75 years.
- No pre-insurance medical test required.
- Covers pre-existing diseases from the second year onwards.
- Medical Consultations as an Out Patient in a Network Hospital.
- Higher Sum Insured coverage upto Rs.10 Lakhs.
- Guaranteed lifetime renewals.
STAR HEALTH GAIN INSURANCE POLICY
- Health insurance policy that covers both Outpatient expenses & inpatient expenses
- Option to choose premium to be paid and Sum Insured required
- Premium options: Rs.15000/-; Rs.20,000/-; Rs.25,000/-; and Rs.30,000/-( applicable GST extra)
- Sum Insured options(for inpatient hospitalization): Rs.1 lakh, Rs.2 lakhs, Rs.3 lakhs, Rs.4 lakhs and Rs.5 lakhs
- Sum Insured Type option : Individual and Floater
- Policy term: One year
STAR COMPREHENSIVE INSURANCE POLICY
- No cap on room rent and treatment cost.
- Covers medical expenses incurred on Bariatric surgical procedures and its complications.
- Air ambulance assistance, Second medical opinion are covered.
- Cost of health check up for every block of 3 claim free years.
- Cover for maternity (normal and caesarean delivery) and New born baby.
- Automatic restoration of entire Sum insured by 100%.
- Dental / ophthalmic cover on OPD basis.
- Hospital cash benefit.
- Cover for over 400 day care procedures.
- Personal accident cover against Death and Permanent total disablement (equal to the Health Insurance cover) at no additional cost.
- 100% Increase in Sum Insured upon a claim free renewal
Accident Care
- Cover for Accident death, Permanent Disability and temporary Disablement.
- Compensation for Permanent Total Disablement is 150% of the sum insured.
- Enhanced weekly compensation up to Rs.15000/- per week (maximum 100 weeks).
- Educational Grant for dependent children
- Cumulative bonus 5% per annum maximum 50%
IRDAI/HLT/SHAI/P-P/V.III/134/2017-18
Confused ?
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